Master your finances without the noise. A strict, minimalist approach to personal wealth management designed for peace of mind.
Mobile-first experience, fully compatible on desktop.
A calm library for building money habits, exploring AI tools, and choosing the right budgeting approach.
A long-form guide to types of budgeting apps, privacy-first tools, and calm ways to choose what fits.
PrivacyManual tracking for people who want privacy and calm, without extra noise.
HabitsA gentle rhythm for mindful money habits that actually last.
A simple, three-step ritual to align your finances with your life goals.
Start where you are. Add your spending manually or upload what you already have. Your data stays private and in your control.
See patterns gently. Penny helps surface subscriptions and habits that may no longer serve you — without pressure or judgment.
Set simple intentions. Watch small, steady changes add up as your savings build and things begin to feel lighter.
Install Penny directly to your home screen as a Progressive Web App (PWA). No downloads, no updates, just instant access.
Open Penny in Safari (iOS) or Chrome (Android).
Tap the Share button or menu icon.
Select Add to Home Screen.
Visit the Penny dashboard in Chrome or Edge.
Look for the Install icon in the address bar.
Click Install to add Penny to your apps.
Choose the pace that feels right.
A quiet place to start.
Great for getting started with calm, usage-based limits.
A little guidance goes a long way.
Built for regular use with generous limits and full feature access.
Full support, zero pressure.